Whether it’s your first home or fifth, we can help.

The finance industry is in constant flux. Incentives, rules and regulations and interest rates seem to change every other week. Maybe your LVR (loan to value ratio) has changed.

Rather than try to predict what the Reserve Bank is going to do next, we’ll show you different loan options that fit with your current and future situations.

Home loans for apartments off the plan

Loans for house and land packages

Existing property purchase loans

Navigating first home incentives

Conveyancing recommendations

The loan process made simple.

Feel free to apply online from anywhere with human help on hand if you need.

1

Consultation

We talk about what success looks like for you to match you to the most suitable loan product. Chat over a coffee or prefer a Zoom call? We’re easy.

2

Planning

Upload your documents and we’ll run the numbers before any application goes ahead, including assessing your likely eligibility for incentives.

3

Recommendation

We’ll recommend the right loan for your situation and answer your questions – again, in person or online. Whatever suits you.

4

Approval

Applications usually take a week to process. We stay connected to help build your wealth, letting you know when it’s time to switch to a better rate or lender.

Choosing Mountway
means more than the
right match.

Yes, we’ll work to get your application approved. But we’re financial consultants too.

We can help upskill you in wealth creation, risk mitigation, budgeting, setting financial goals, getting into the right mindsets.

Our experience in ‘bank world’ means we know how to deal with any complexity.

Get a plan that’s good for you in both the short and the long term.

You get a partner in finance whom you can trust, learn from and bounce ideas off.

Mountway were professional and efficient from the very start. My loan was approved quickly and I felt supported through every step. I would recommend them.

DS

Daniel S.

Mountway was able to assist Daniel with financing to purchase his first home.

August 3, 2022

Frequently asked questions

Can’t find the answer you’re looking for? Reach out to one of our loan specialists.

I don’t even know where to begin! What should I do?

Book a free-of-charge, no obligation appointment with us, and we can begin to map out your journey.

What do I need to do to get ready for my loan application?

It helps to have some recent payslips and your IDs on hand, as well as having a general idea of the loan amount and reason. But don’t stress – we talk through everything with you in the first meeting, as well as let you know what you’ll need to get the ball rolling.

What if I’m self employed?

Being based in the Pilbara, we see this often! It’s no problem for us – we know the right questions to ask to put your application in the best light.

How do I know how much of a deposit I need for a home loan?

A good rule of thumb is 20% of the purchase price, but there may be options should you fall short of that amount. Depending on what and where you’re buying, it could be a bit less. It always pays to have a chat to our brokers so we can let you know what you need to do.

Don’t let yourself get stuck with what you know. We’ll show you a better way to finance.

Book a free appointment.

Get Started