If you ask us, you could be getting a better rate.

Is it time to get your ducks in a row with a better deal? If your bank is letting you down or you reckon that your mortgage could be lower, just let us know.

We’re happy to run the numbers — without risking your credit score — to see if it’s time for you to switch to a more favourable product.

Home loans for apartments off the plan

Loans for house and land packages

Existing property purchase loans

Navigating first home incentives

Conveyancing recommendations

The loan process made simple.

Feel free to apply online from anywhere, with human help on hand if you need.



We talk about what a refinance could look like for you. It might be your current bank or with another lender, but we’ll always discuss how options might fit your best interests.



Upload your documents and we’ll run the numbers before any application goes ahead.



We present you with your options. We’ll answer all your questions and discuss what you’d like to do, before recommending a path that best suits your goals.



Applications usually take a week to process. We stay connected to help build your wealth, and we’ll let you know if it’s a good idea to refinance again.

Choosing Mountway
means more than the
right match.

Yes, we’ll work to get your loan application approved, but we’re financial consultants too.

We can help upskill you in wealth creation, risk mitigation, budgeting, setting financial goals, getting into the right mindsets.

Our experience in ‘bank world’ means we know how to deal with any complexity.

Get a plan that’s good for you in both the short and the long term.

You get a partner in finance whom you can trust, learn from and bounce ideas off.

Mountway were professional and efficient from the very start. My loan was approved quickly and I felt supported through every step. I would recommend them.


Daniel S.

Mountway was able to assist Daniel with financing to purchase his first home.

August 3, 2022

Frequently asked questions

Can’t find the answer you’re looking for? Reach out to one of our loan specalists.

I don’t even know where to begin! What should I do?

Book a free-of-charge, no obligation appointment with us, and we can begin to map out your journey.

What do I need to do to get ready for my loan application?

It helps to have some recent payslips and your IDs on hand, as well as having a general idea of the loan amount and reason. But don’t stress – we talk through everything with you in the first meeting, as well as let you know what you’ll need to get the ball rolling.

What if I’m self employed?

Being based in the Pilbara, we see this often! It’s no problem for us we know the right questions to ask to put your application in the best light.

How do I know how much of a deposit I need for a home loan?

A good rule of thumb is 20% of the purchase price, but there may be options should you fall short of that amount. Depending on what and where you’re buying, it could be a bit less. It always pays to have a chat to our brokers so we can let you know what you need to do.

Mountway stays on top of the ever-changing interest rates and lending products.

If we feel you could be getting you a better deal, we’ll let you know.

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